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Motor Club Of America Scam Or Not Scam

By Angela Briggs


You see Motor Club of America scam alerts when you look up the company on line. The alerts are not as prevalent as the glowing reports you will see coming from associates that are working for them. The benefits that are offered by the coverage are too numerous to go into but do offer coverage for most any circumstance you may encounter as the driver of a vehicle.

This organization has been in business since 1926 and originally only dealt with truck drivers. In 1987 they merged with TVC and expanded their coverage to the public. They offer the same services as AAA as far as vehicles go but have an extended coverage that protects the policy holder and their family in many other circumstances. The ultimate cost to the consumer is over twice the cost of AAA.

The company has been compared to pyramid schemes because associates are able to build a sizable income by marketing the coverage to others. The associate earns an initial commission of two to three hundred percent of new members' enrollment plus over writing income for the length of the new enrollment. All new members are encouraged to sign up as an associate.

Well versed sales people have a distinct advantage when it comes to selling strangers on the pluses of these policies. A new associate can draw on these sales techniques and use the company's videos as well as the assistance of a sponsor that will help them to become acclimated to the business.

When enrolling you will receive an on line welcome package through your email. It should give you all of the information you need to get started and offers the means to begin earning extra money. In order to continue earning commissions from your new clients it is important that they continue to carry the coverage after the sale. MCA will not accept payment from debit cards because they are not a permanent means of payment such as credit cards or automatic withdrawal from bank accounts.

Customer service seems to be the area that draws the most complaints from consumers. Some respondents give the impression that the consumer is not important to the company. When a claim is called in the operators do not demonstrate the urgency needed to assist the client in the timeliest fashion. Some of the contractors do not appear to feel that MCA clients have priority and will respond late or not at all.

In spite of complaints registered against this company it has an A+ rating with the Better Business Bureau. The majority of people who use this service are satisfied with the outcome. Many complaints stem from the clients not reading and understanding the restrictions of the policy.

For road side service and more this policy seems to meet the needs of a lot of people. The concept of a Motor Club of America scam seems to be a possibility that needs to be explored on an individual basis. The associate program that they offer may provide financial assistance to those capable of setting up and following through with it. The overall lay out does not reach the level of pyramid and the company appears to have a good business reputation.




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